Canada Will & Estate Planning Guide

Estate Planning in Canada at a Glance

Provincial laws require physical signatures

Will Requirements in Canada

Creating a will in Canada typically involves national rules and any local variations. Witness requirements, signing procedures and other formalities can vary by jurisdiction, so consult a qualified professional for advice specific to your circumstances.

Inheritance Tax in Canada

Retirement Savings and Nominations

An RRSP or RRIF usually passes to the beneficiary designated on the plan, or in the will where provincial law allows, rather than through the estate. In Quebec, a designation outside the will is generally valid only where the plan is set up as an insurance or annuity contract. The income tax that falls due on an RRSP or RRIF at death often lands on the estate unless the plan passes to a spouse or an eligible dependant, so the people who receive the plan and the people who bear the tax can differ.

State & Regional Specific Guides

Will requirements can vary between states, provinces and regions within Canada. Select a location below for information on local requirements:

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